There comes a time every month where we wait for the results to come in: how much will we be paying for utilities? Some months we do great! We successfully saved water, electricity, and money! While other months we stare at the bill wondering where we went wrong. The truth is, there are a number of ways people can save hundreds on their monthly bills that they never think to do. A few simple changes can make a huge difference in your expenses.

You’ll find yourself have more spending money, more in your savings, and feeling less anxiety when it comes time to pay those pesky bills.

Walk/Bike Instead of Drive

If walking is an option, make this apart of your daily routine. Once you limit your driving time, you will be amazed at how much money you save on gas, repairs, and maintenance costs. Most of us only drive places out of habit. Even when the coffee shop is within walking distance, we still grab the car keys and head out the door.

Creating this habit will greatly decrease your monthly transportation expenses. It will also force to to buy less things when you walk to your local grocery store or shopping mall.

Adjust Freezer/Refrigerator Temperature

Most people make the mistake of waisting electricity by failing to set their refrigerator temperature properly. This causes unnecessary energy to be used, making your electric bill much higher than it needs to be. Set your fridge to 38 degrees and your freezer to 5 degrees. This is low enough so that your food stays fresh, but isn’t using excess energy that will increase your monthly bill.

This is a minimal effort task that anyone can do to save money immediately.

Time Your Showers

Water bills can take us by surprise. When you’re using it everyday, multiple times a day, the price easily adds up. Instead of stressing over trying to limit your overall water usage, start simple by timing your showers. This may sound intense at first, but hear us out.

Start off by limiting your shower to 2 of your favorite songs. Play your music out loud and once the second song is up, you know it’s time to get out. Most of us love taking long showers where we let the hot water run for 10 minutes while we steam up the room in true spa-like fashion. But you have to ask yourself, do you want to sit in the shower, or do you want to save money and water?

Declutter Your Subscription Services

When was the last time you took stock of your subscription services. These built up monthly payments could be holding you back from reaching your savings goals. Do you still need that beauty box? Do you need 3 different streaming services? Are you still paying monthly for extra features on that app you deleted weeks ago?

Sit down and declutter your finances. Go through all of these unnecessary services that are ruining your monthly budget and watch your bills decrease instantly!

Cut The Cord

Many people are still paying for cable when they rarely use anything other than their beloved streaming services. There comes a time when you need to evaluate if your cable service is worth the price. If you only find yourself watching Netflix or Hulu, then it’s probably time to cut the cord. Cable can cost you upwards of $100 per month. This is a steep price to pay for something you aren’t avidly using.

When in doubt, try it out. Quit cable for a few months. You can test it and go back if you decide you use it more than your realized. However, you may find yourself being happy without it and saving an extra $100 per month.

Never Pay Full Price

The things we need are ALWAYS on sale. Whether you need a new pair of jeans or a new tube of toothpaste, you can always find it at a discounted price. You can look up the best sales on sites like Deal News or Find & Save, or save up coupons for items you know you’ll need in the future. There is no reason to pay for things full-price when you can always find a way to save. If you get in the habit of looking for the best deal, you’ll be shocked that you’ve been paying full-price all this time.


Keeping your monthly bills low, means keeping your annual fees low. When your yearly expenses are down, you are in a great place to save more for the things that matter in your life. Whether its saving for a vacation or a home, limiting your spending in small ways can make a big difference.

Start budgeting your money with the 50/30/20 guide!